Notice of\nArbitration Agreement: These Terms & Conditions contain an Arbitration\nAgreement that may impact Your rights to use the courts to resolve disputes.\nPlease carefully review the terms of the Arbitration Agreement below. If You do\nnot wish to be bound by the Arbitration Agreement, do not use the Service as\ndefined herein.<\/p>\n\n\n\n
Notice of Class\nAction\/Class Arbitration Waiver: These Terms & Conditions include a waiver\nof Your right to proceed with class actions or class arbitrations. Please\ncarefully review for details. If You do not wish to waive rights to class-based\nrelief, do not use the Service.<\/p>\n\n\n\n
The following Terms\n& Conditions (the \u201cTerms\u201c) govern your use of the BrokerCalls.com site (the\n\u201dSite\u201c). The Site is made available by BrokerCalls (the \u201dSite Proprietor\u201c or\n\u201dwe”). BY USING THE SITE, YOU ACCEPT AND AGREE TO THESE TERMS AS APPLIED\nTO YOUR USE OF THE SITE. If you do not agree to these Terms, you may not access\nor otherwise use the Site and should cease your use of the Site immediately. We\nmay change the Terms from time to time, and at any time without notice to you,\nby posting such changes on the Site. By using the Site following any\nmodifications to the Terms, you agree to be bound by any such modifications to\nthe Terms.<\/p>\n\n\n\n
You may only use\nthe Site if you are domiciled in the United States and you are 18 years old or\nolder.<\/p>\n\n\n\n
Services Available\non the Site. Via the Site, we provide a service by which consumers can apply to\nreceive quotations from our network of agents, brokers, discount program representatives\nand other service providers (the \u201cServices\u201d). We seek to provide valuable\ninformation that individuals can use to make their own decisions discount\nprograms. Once you provide us with the information needed to complete an\non-line application, we will attempt to match you with appropriate agents,\nbrokers, discount programs or other companies.<\/p>\n\n\n\n
We do not issue\ncontracts or bind coverage. We do not endorse or recommend any companies or\npolicies, and we do not provide legal, financial advice. We do not guarantee\nthat any of the agents, brokers and\/or companies to whom we forward your\napplication will contact you or agree to provide you with a contract. We are\nnot responsible in any way for the conduct of the agents, brokers, discount\nprogram representatives and companies that are matched with your on-line\napplication. If you would like personal advice or specific policy\nrecommendations, you should consult with an agent, broker, or other qualified\nprofessional.<\/p>\n\n\n\n
We reserve the\nright, for any reason, in our sole discretion, to terminate, change, suspend or\ndiscontinue any aspect of the Site or the Services, including, but not limited\nto, content, features or hours of availability. We may also impose limits on\ncertain features of the Services or Site or restrict your access to part of or\nthe entire Site without notice or penalty.<\/p>\n\n\n\n
There is no charge\nto you for use of the Site.<\/p>\n\n\n\n
How We Make Money.\nBrokerCalls (collectively, \u201cThis Website\u201d) is an independent,\nadvertising-supported website publisher that helps connect individuals with\nproviders and other affiliates to give consumers an opportunity to get\ninformation about home quotes & agents. This Website may earn revenue for\nleads, clicks, calls and applications generated, and may be compensated by its\nadvertisers for sponsored products and services. This compensation may impact\nhow, where and in what order products appear. This Website does not include all\ncompanies or all available products. This Website is not a broker or agent on\nthe sale of service products.<\/p>\n\n\n\n
Proprietary Rights.\nAs between you and the Site Proprietor, the Site Proprietor owns, solely and\nexclusively, all rights, title and interest in and to the Site, all the\ncontent, code, data and materials thereon, the look and feel, design and\norganization of the Site, and the compilation of the content, code, data and\nmaterials on the Site, including but not limited to all intellectual property\nand proprietary rights therein. Your use of the Site does not grant to you\nownership of any content, code, data or materials you may access on the Site.\nAny commercial use or exploitation of the Site is strictly prohibited. You may\nview the content on the Site on your personal computer or other\ninternet-compatible device, and make single copies or prints of the content on\nthe Site for your personal, non-commercial use only. You may not otherwise\ncopy, reproduce, distribute or otherwise exploit any content, code, data or\nmaterials on the Site. If you make other use of the Site, except as otherwise\nprovided above, you may violate copyright and other laws of the United States,\nother countries, as well as applicable state laws and may be subject to\nliability for such unauthorized use. We do not grant any license or other\nauthorization to any user of our trade names, trademarks, service marks or\nother marks or logos without our separate express written agreement. Third\nparty marks are the property of their respective owners.<\/p>\n\n\n\n
User Submissions.\nIn the course of your use of the Site, you may be asked to provide, or you may\nprovide on your own inclination, information or materials to us (such\ninformation and\/or materials referred to hereinafter as \u201cUser Submissions\u201d).\nUser Submissions include, for example, information you submit to us via your\napplication to receive quotations (\u201cApplication Data\u201d). User Submissions also\ninclude information and materials you submit to us via other on-line forms on\nthe Site, by e-mail, or in any other manner via the Site. Our information\ncollection and use policies with respect to the privacy of personal information\n(with the exception of testimonials, which may be used as set forth in Section\n4, below) are set forth in the Site\u2019s Privacy Policy which is incorporated\nherein by reference for all purposes. Please read our Privacy Policy before\nsubmitting any User Submissions. You acknowledge and agree that you are solely\nresponsible for the accuracy and content of the User Submissions. We cannot be\nresponsible for maintaining any User Submissions that you provide to us, and we\nmay delete or destroy any such User Submissions at any time. We reserve the\nright to refuse to post or to remove any User Submissions, in whole or in part,\nthat, in our sole discretion, are unlawful, unacceptable, undesirable,\ninappropriate or in violation of these Terms.<\/p>\n\n\n\n
User Conduct. You\nwarrant and agree that, while using the Site, you shall not upload, post or\ntransmit to or distribute or otherwise publish through the Site any materials\nthat: (a) are protected by copyright, or other proprietary or intellectual\nproperty right, without first obtaining permission from the proprietary or\nintellectual property rights holder; (b) are unlawful, threatening, harassing,\nprofane, tortious, defamatory, vulgar, obscene, libelous, deceptive,\nfraudulent, contain explicit or graphic descriptions or accounts of sexual acts\n(including but not limited to sexual language of a violent or threatening\nnature directed at another individual or group of individuals), invasive of\nanother\u2019s privacy or hateful, (c) restrict or inhibit any other user from using\nand enjoying the Site, (d) constitute or encourage conduct that would\nconstitute a criminal offense or give rise to civil liability, or (e) contain a\nvirus or other harmful component, advertising of any kind, or false or\nmisleading indications of origin or statements of fact.<\/p>\n\n\n\n
You also warrant\nand agree that you shall not: (a) impersonate any person or entity or\nmisrepresent your affiliation with any other person or entity; (b) upload,\npost, publish, transmit, reproduce, distribute or in any way exploit any information\nor other material obtained through the Site for commercial purposes; (c) engage\nin spamming, flooding, harvesting of e-mail addresses or other personal\ninformation, spidering, \u201cscreen scraping,\u201d \u201cdatabase scraping,\u201d or any other\nactivity with the purpose of obtaining lists of users or other information, or\nsend chain letters or pyramid schemes via the Site; or (d) attempt to gain\nunauthorized access to other computer systems through the Site. You agree that\nyou will not use the Site in any manner that could damage, disable, overburden,\nor impair the Site or interfere with any other party\u2019s use and enjoyment of the\nSite. You may not obtain or attempt to obtain any materials or information\nthrough any means not intentionally made available or provided for through the\nSite.<\/p>\n\n\n\n
You agree to\ndefend, indemnify and hold the Site Proprietor and its directors, officers,\nemployees, agents and affiliates harmless from any and all claims, liabilities,\ncosts and expenses, including reasonable attorneys\u2019 fees, arising in any way\nfrom your misuse of the Site, your placement or transmission of any message,\ncontent, information, software or other materials through the Site, or your\nbreach or violation of the law or of these Terms.<\/p>\n\n\n\n
Arbitration. Any\ncontroversy or claim arising out of or relating to these Terms, or the breach\nthereof, or Your access to or use of the Services shall be resolved exclusively\nby arbitration administered by the American Arbitration Association (\u201cAAA\u201d) and\nconducted before a single arbitrator pursuant to the applicable Rules and\nProcedures established by the AAA. You further agree that (1) the arbitration\nwill be held in Ft Lauderdale Florida (2) the arbitrator shall apply the laws\nof the State of Florida, without regard to its conflict of law principles to\nthe contrary; (3) You waive any right to proceed in arbitration on a class or\nrepresentative basis; (4) arbitration can resolve only claims between You and\nBrokerCalls; (5) the arbitrator may not consolidate or join the claims of other\npersons or parties who may be similarly situated; and (6) all parts of this\nclause are severable, meaning that if any part is deemed unenforceable, the\nremainder of the clause will remain in effect and construed in accordance with\nits terms.<\/p>\n\n\n\n
DISCLAIMER OF\nWARRANTIES. THE SITE, INCLUDING, WITHOUT LIMITATION, ALL SERVICES, CONTENT,\nFUNCTIONS AND MATERIALS, IS PROVIDED \u201cAS IS,\u201d \u201cAS AVAILABLE\u201d, WITHOUT WARRANTY\nOF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING, WITHOUT LIMITATION, ANY\nWARRANTY FOR INFORMATION, DATA, DATA PROCESSING SERVICES, OR UNINTERRUPTED\nACCESS, ANY WARRANTIES CONCERNING THE AVAILABILITY, ACCURACY, USEFULNESS, OR\nCONTENT OF INFORMATION, AND ANY WARRANTIES OF TITLE, NON-INFRINGEMENT,\nMERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE, AND WE HEREBY DISCLAIM ANY\nAND ALL SUCH WARRANTIES, EXPRESS AND IMPLIED. WE DO NOT WARRANT THAT THE SITE\nOR THE SERVICES, CONTENT, FUNCTIONS OR MATERIALS CONTAINED THEREIN WILL BE\nTIMELY, SECURE, UNINTERRUPTED OR ERROR FREE, OR THAT DEFECTS WILL BE CORRECTED.\nWE MAKE NO WARRANTY THAT THE SITE WILL MEET USERS\u2019 REQUIREMENTS. NO ADVICE,\nRESULTS OR INFORMATION, WHETHER ORAL OR WRITTEN, OBTAINED BY YOU FROM US OR\nTHROUGH THE SITE SHALL CREATE ANY WARRANTY NOT EXPRESSLY MADE HEREIN. IF YOU\nARE DISSATISFIED WITH THE SITE, YOUR SOLE REMEDY IS TO DISCONTINUE USING THE\nSITE.<\/p>\n\n\n\n
YOU SHOULD NOT RELY\nON THE SITE TO MAINTAIN ANY USER SUBMISSION; YOU SHOULD RETAIN ALL SUCH DATA\nAND INFORMATION IN YOUR OWN RECORDS FOR USE IN THE EVENT THAT THE SITE FAILS OR\nIS UNAVAILABLE, OR THE DATA OR INFORMATION IS LOST.<\/p>\n\n\n\n
LIMITATION OF\nLIABILITY. IN NO EVENT SHALL THE SITE PROPRIETOR OR ANY OF ITS DIRECTORS,\nOFFICERS, EMPLOYEES, AGENTS, AFFILIATES, OR CONTENT OR SERVICE PROVIDERS\n(COLLECTIVELY, THE \u201cPROTECTED ENTITIES\u201d) BE LIABLE FOR ANY DIRECT, INDIRECT,\nSPECIAL, INCIDENTAL, CONSEQUENTIAL, EXEMPLARY OR PUNITIVE DAMAGES ARISING FROM,\nOR DIRECTLY OR INDIRECTLY RELATED TO, THE USE OF, OR THE INABILITY TO USE, THE\nSITE OR THE CONTENT, MATERIALS AND FUNCTIONS RELATED THERETO, OR ANY\nAPPLICATIONS, INCLUDING, WITHOUT LIMITATION, LOSS OF REVENUE, OR ANTICIPATED\nPROFITS OR LOST BUSINESS OR LOST SALES, EVEN IF SUCH PROTECTED ENTITY HAS BEEN\nADVISED OF THE POSSIBILITY OF SUCH DAMAGES. SOME JURISDICTIONS DO NOT ALLOW THE\nLIMITATION OR EXCLUSION OF LIABILITY FOR CERTAIN DAMAGES SO SOME OF THE ABOVE\nLIMITATIONS MAY NOT APPLY TO CERTAIN USERS. IN NO EVENT SHALL THE PROTECTED\nENTITIES BE LIABLE FOR OR IN CONNECTION WITH ANY CONTENT POSTED, TRANSMITTED,\nEXCHANGED OR RECEIVED BY OR ON BEHALF OF ANY USER OR OTHER PERSON ON OR THROUGH\nTHE SITE.<\/p>\n\n\n\n
Links from and to\nthe Site. You acknowledge and agree that we have no responsibility for the\naccuracy or availability of information provided by Web sites to which you may\nlink from the Site (\u201cLinked Sites\u201d). Links to Linked Sites do not constitute an\nendorsement by or association with us of such sites or the content, products,\nadvertising or other materials presented on such sites. We do not author, edit,\nor monitor these Linked Sites. You acknowledge and agree that we are not\nresponsible or liable, directly or indirectly, for any damage or loss caused or\nalleged to be caused by or in connection with use of or reliance on any such\ncontent, goods or services available on such Linked Sites.<\/p>\n\n\n\n
Applicable Laws. We\ncontrol and operate this Site from our offices in the United States of America.\nWe do not represent that materials on the Site are appropriate or available for\nuse in other locations. Persons who choose to access this Site from other\nlocations do so on their own initiative, and are responsible for compliance\nwith local laws, if and to the extent local laws are applicable.<\/p>\n\n\n\n
Miscellaneous. The\nTerms and the relationship between you and us shall be governed by the laws of\nthe State of Florida without regard to its conflict of law provisions. You\nagree that any use of action that may arise under the Terms shall be commenced\nand be heard in the appropriate court in the State of Florida. You agree to\nsubmit to the personal and exclusive jurisdiction of the courts located within\nthe State of Florida. Our failure to exercise or enforce any right or provision\nof the Terms shall not constitute a waiver of such right or provision. If any\nprovision of the Terms is found by a court of competent jurisdiction to be\ninvalid, the parties nevertheless agree that the court should endeavor to give\neffect to the parties\u2019 intentions as reflected in the provision, and the other\nprovisions of the Terms remain in full force and effect.<\/p>\n\n\n\n
We connect\nindividuals with providers and other affiliates (collectively, \u201cpartners\u201d) to\ngive you, the consumer, an opportunity to get information and connect with\nagents. By completing the quotes form or calling the number listed above, you\nwill be directed to a partner that can connect you to an appropriate agent who\ncan answer your questions and discuss plan options.<\/p>\n\n\n\n
Products and\nservices are provided exclusively by our partners, but not all offer the same\nplans or options. We are not affiliated with or endorsed by any government\nentity or agency.<\/p>\n\n\n\n
By using this site,\nyou acknowledge that you have read and agree to the Privacy Policy and Terms\n& Conditions.<\/p>\n","protected":false},"excerpt":{"rendered":"
Notice of Arbitration Agreement: These Terms & Conditions contain an Arbitration Agreement that may impact Your rights to use the […]<\/p>\n","protected":false},"author":8,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"inline_featured_image":false,"footnotes":""},"acf":[],"yoast_head":"\n