If you are looking to buy insurance leads pay per call, inbound calls provide higher intent and faster speed to lead, and they help teams control acquisition costs by prioritizing conversations with consumers who are ready to engage. Our sourcing strategy focuses on qualified shoppers who meet your license footprint and product requirements, so your agents spend more time quoting and enrolling and less time chasing.
If ACA enrollment is a priority, our ACA / U65 health insurance calls connect you with consumers actively seeking coverage and prepared to verify basic eligibility, which helps agencies ramp production quickly during high-demand periods.
Who Buys Insurance Calls from BrokerCalls™
BrokerCalls™ is a leading pay-per-call insurance lead network with over 80 active insurance campaigns across ACA, Medicare, Final Expense, Life, Auto, Homeowners, and SSDI. The network holds the #1 national SEO ranking for ‘under 65 health insurance leads’ and top-10 positions across multiple insurance keywords. FMOs, IMOs, direct carriers, and independent agencies all buy insurance calls from BrokerCalls™.
Buyers include inside sales teams, regional call centers, and national enrollment partners that need reliable daily volume without volatile spikes. We help new producers test in low-risk increments, then scale with dayparting, state-by-state routing, and concurrency caps so operations stay efficient as volume grows.
Property and casualty groups use our programs to keep pipelines steady between renewals, and our auto insurance inbound calls program supports both insured and uninsured workflows with routing that respects agent licensing and underwriting appetite.
- FMOs and IMOs centralize multi-vertical sourcing with a single account manager and consistent Ringba routing standards.
- Carriers add compliant, high-intent call volume to complement direct response and affiliate channels without diluting brand controls.
- Independent agencies use dynamic dayparting to staff efficiently and avoid lead waste during low-coverage hours.
Call Quality and Qualification
Call qualification: Each sub-vertical has its own IVR criteria. Our qualification filters validate intent, basic eligibility, location, and product fit before a call reaches your queue. For example, our Medicare Supplement / Medigap calls can confirm age, coverage status, and interest in Medigap plans so your licensed agents spend time with prospects who match your guidelines. See our sub-vertical pages for complete IVR specs.
Publisher inventory is vetted for traffic sources, disclosures, and consent capture, and we record the consent chain for every caller. Calls can be routed by state and zip, filtered by insured status or household criteria when applicable, and delivered to teams that are staffed to answer in real time. This reduces transfers to voicemail, improves connection rates, and cuts down on agent idle time.
- Intent-first sourcing validates that the consumer initiated the interaction, which improves close rates and reduces refunds.
- Ringba IVR decisions filter out calls that fail key criteria to prevent agent distraction and lead waste.
- Real-time quality monitoring flags outliers fast so budget shifts happen the same day, not at the end of the month.
- Optional business rules support warm transfers, dual verification steps, and script alignment with carrier compliance teams.
What BrokerCalls™ Delivers
#1 National Ranking: Under 65 Health Insurance Leads
BrokerCalls™ holds the top national SEO position for ‘under 65 health insurance leads’, the highest-value buyer keyword in the ACA vertical. This organic authority drives premium-intent traffic and reflects deep publisher inventory built over years.
Organic search depth translates to steadier daily call volume, predictable cost per acquisition, and less dependence on volatile paid sources. Agencies benefit from consistent talk time and cleaner pacing across shifts.
80+ Active Insurance Campaigns Across All Major Verticals
BrokerCalls™ operates over 80 active Ringba campaigns in insurance: ACA, Medicare Advantage, Medicare Supplement, Final Expense, Life, Auto, Homeowners, and SSDI. This breadth means your agency or FMO can source multiple insurance call types from a single network with one account manager.
Multi-vertical coverage gives you redundancy. If Medicare enrollment slows, you can increase Final Expense or P&C volume without adding new vendors or reworking routing. Multi-state groups can also adjust allocations to match licensed headcount in real time.
TCPA Compliance with Full Documentation, Post-FCC 2024
All calls are sourced under the FCC 2024 1-to-1 express written consent standard. One caller, one company, documented consent chain. This is the most defensible compliance model available and protects buyers from the regulatory exposure of shared consent models.
Every publisher follows strict disclosure and record-keeping rules, and we keep complete consent artifacts for each call. These controls help your legal team validate sourcing during audits and reduce exposure from third-party traffic.
Dedicated Account Manager, Real Relationship, Not a Ticket Queue
Every insurance buyer gets a dedicated account manager who knows your vertical, your IVR criteria, and your volume expectations. Campaign changes, quality flags, and rate card adjustments happen through a real person, not a support ticket system.
Expect proactive suggestions like daypart tuning, state-level routing adjustments, and IVR refinements that eliminate friction points. Teams also receive feedback loops that align call scripting with quality thresholds, which shortens ramp time for new agents.
If senior products are your focus, our Medicare Advantage inbound calls provide a consistent source of qualified shoppers that align with CMS-aligned scripting and seasoned call routing.
TCPA Compliance
All calls sourced under TCPA 1-to-1 express written consent per FCC 2024 rules, the strictest compliance standard in the industry. DNC scrubbing before every campaign cycle. Full consent chain documentation, source, timestamp, publisher ID, consent language, maintained and available to buyers upon request. No shared consent models.
We require transparent disclosures, retain proof of consent, and make records accessible upon request, which supports legal reviews and partner audits. Buyers choose BrokerCalls™ because this approach reduces risk from shared-consent tactics and unpredictable affiliate traffic.
These standards apply across every line of business. For property programs that demand precise geo-targeting and clear disclosures, our homeowners insurance calls follow the same consent capture, DNC controls, and documentation protocols as our health and life campaigns.
How It Works
- Request your rate card. Tell us your vertical, states, volume, and IVR criteria. Rate card within one business day.
- Compliance review and setup. Our team walks you through sourcing standards and Ringba routing before your first call.
- Go live. Calls route to your team. Your dedicated account manager monitors quality in real time.
Prior to launch, we align routing rules with your staffing model. That includes state filters, concurrent call caps, open hours, and backup queues to minimize voicemail and abandoned calls. You get visibility into call outcomes so pacing and allocations match your close rates by hour, day, and state.
As results come in, we optimize IVR logic, publisher mix, and time-of-day delivery so you acquire only the conversations that move the needle. If life products are part of your mix, our term and whole life insurance calls can validate interest type, payment method readiness, and basic eligibility before your licensed agents take the call.
This workflow is designed for teams that want to buy insurance leads pay per call with transparency. You control targeting and volume, we deliver inbound intent, and together we refine the program to meet your CPA targets.
Frequently Asked Questions
What insurance verticals does BrokerCalls™ cover?
ACA / Under-65 Health Insurance, Medicare Advantage, Medicare Supplement (Medigap), Final Expense, Term and Whole Life Insurance, Auto Insurance (insured and uninsured), Homeowners Insurance, and SSDI. See sub-vertical pages for complete IVR criteria and CPL ranges.
What is the CPL range for insurance leads?
CPL ranges from $15 for auto insurance to $90 for Medicare Supplement warm transfers, depending on vertical, call type, and state. Contact us for a sub-vertical specific rate card.
Does BrokerCalls™ comply with TCPA and FCC 2024 consent rules?
Yes. All calls are sourced under 1-to-1 express written consent. One caller, one company, documented consent chain. Full documentation is available to buyers upon request.
Does BrokerCalls™ comply with CMS Medicare marketing guidelines?
Yes. Medicare campaigns enforce CMS marketing guidelines, no misleading benefit claims, no prohibited marketing language, documented consent on every call.
Can I buy calls across multiple insurance verticals from BrokerCalls™?
Yes. Many insurance buyers run campaigns in multiple verticals simultaneously, ACA and Medicare or Final Expense and Life. A single account manager coordinates all campaigns.
What is the minimum volume commitment for insurance calls?
There is no rigid minimum. BrokerCalls™ works with independent agents running 20 calls per month and national call centers handling 10,000+ calls per month. Contact us for honest pricing at your volume level.
Ready to Get Started?
If disability intake is part of your growth plan, our SSDI Social Security disability calls can be added alongside health and life programs so your team benefits from consistent volume across complementary verticals.
Call (855) 268-3773 or email contact@brokercalls.com. Or complete the form below.