Sell ACA Calls | Under-65 Health Insurance Publisher Payouts

If you want to sell ACA calls pay per call with predictable demand and fast payouts, BrokerCalls^™ gives you a stable buyer pipeline and clear routing. We help publishers turn SEP and OEP traffic into consistent revenue with transparent rules, real-time reporting, and responsive account support.

Why Publishers Choose BrokerCalls^™

BrokerCalls^™ holds the #1 national SEO position for ‘under 65 health insurance leads’, the highest-volume buyer keyword in the ACA vertical. That ranking reflects years of sustained buyer demand and publisher infrastructure. ACA is one of the most active verticals in the BrokerCalls^™ network with 15 active Ringba campaigns. And unlike many networks that only buy ACA calls during Open Enrollment (November through January), BrokerCalls^™ buys ACA calls every month of the year because Special Enrollment Period events happen continuously.

Publishers choose BrokerCalls^™ because buyer density and routing efficiency protect monetization across weekdays, weekends, and after-hours windows. Calls are mapped to licensed agents by state and availability, which reduces caller wait times and improves payout stability. This matters if your traffic peaks at night or on Sundays when many smaller buyers are offline.

Operationally, we prioritize fast ring-to-agent speeds, fair concurrency caps, and overflow protections so your calls do not bottleneck. Buyers commit to defined hours and capacity, then our routing allocates calls to the next best fit when a line is busy. The result is fewer abandoned calls, higher qualified durations, and better EPC for you.

Current Payout Rates

Payouts shown are starting rates. Volume bonuses and rate increases available for publishers consistently delivering quality calls. Contact your account manager for current rate card.

Where you land within the range depends on traffic source, time of day, geo mix, call duration targets, and your recent buyer acceptance rates. Publishers who maintain strong qualified durations and low reject rates typically unlock volume bonuses and faster ramp. If you are moving from form leads to calls, expect a short calibration period while we tune IVR filters and routing to match your traffic.

Warm transfers pay more because they convert more often. A quick screen for age 18-64, intent to enroll, and non-Medicaid or Medicare status removes mismatches that increase waste for buyers. If your call center can handle light qualification before transfer, you usually see higher average earnings per call with a similar or better caller experience.

What BrokerCalls^™ Offers Publishers

#1 National SEO Position for ‘Under 65 Health Insurance Leads’

BrokerCalls^™’ top national ranking for the primary ACA buyer keyword means strong, consistent buyer demand. When you send ACA calls to BrokerCalls^™, you are sending them to the network that buyers search for when they want to buy ACA calls. Your calls do not sit in a queue waiting for a buyer to wake up.

High-intent inbound calls and reliable buyer coverage reduce volatility compared to networks that rely on a small set of agencies. We continually recruit, vet, and scale licensed buyers to keep pace with seasonal spikes and midyear SEP surges, which helps you monetize more of your inventory without pausing campaigns.

Year-Round Demand: SEP Events, Not Just OEP

Publishers who only run ACA campaigns during Open Enrollment (November through January) leave 9 months of revenue on the table. Special Enrollment Period events, job loss, marriage, divorce, new baby, moving to a new state, loss of Medicaid eligibility, happen every day. BrokerCalls^™ buys ACA calls every month of the year. Your SEP traffic has buyers.

We build state-level coverage plans with buyers so your midyear spikes do not sit idle. If you have traffic tied to local layoffs, Medicaid redeterminations, or community moves, your account manager will set filters and schedules that align with those moments.

Both Inbound and Warm Transfer Available

Raw inbound ACA calls are high-volume and straightforward, the caller connects directly to a buyer’s agent. Warm transfers carry higher payouts because the brief qualification step (confirming age 18-64 and non-Medicaid/Medicare enrollment) improves buyer conversion. BrokerCalls^™ offers both. Many ACA publishers run both campaign types simultaneously.

We support simple IVR flows, agent whisper, and transfer notes so buyers receive the context they need to close. If you want to test warm transfer side by side with raw inbound, your account manager can split traffic and give you performance readouts within days.

Multiple Buyer Types: FMOs, Agencies, and Aggregators

BrokerCalls^™ serves a diverse ACA buyer pool including FMOs distributing marketplace plans, independent ACA agencies, and national comparison platforms. That buyer diversity means your calls are not dependent on a single buyer’s budget or appetite, there is always a buyer for a qualified ACA caller.

Diversity also improves uptime. If one buyer pauses or caps early, another can accept overflow based on license coverage and schedule. This reduces dead air, holds, and declined calls that hurt publisher earnings and caller satisfaction.

If you also generate senior health traffic, our page on sell Medicare calls outlines pay per call structures and compliance differences that complement ACA, which helps multi-vertical publishers maximize revenue across age bands.

Operational quality is enforced with call monitoring, STIR/SHAKEN attestation on trusted caller IDs, and disposition feedback loops. We actively remove spammy routes and low-intent sources so your calls do not compete with poor quality inventory.

Traffic Sources We Accept

ACA and health insurance comparison websites, paid search (Google, Bing, ACA-intent keywords), Facebook and social media (TCPA-compliant health insurance audiences), health insurance blog content and SEO, and display advertising on health-related content. All sources disclosed at onboarding.

Accepted channels perform best when creatives and landing pages align with marketplace enrollment, subsidy eligibility, and state-specific details. Publishers should avoid generic promises that confuse Medicaid, Medicare, and ACA and instead set accurate expectations about plan types, networks, and subsidy checks. This reduces short calls and improves buyer close rates.

• Search: Focus on intent terms tied to enrollment or quotes. No brand bidding without written approval. Negative-match Medicare and Medicaid terms if you do not screen pre-IVR.
• Social: Use clear disclosures and compliant lead forms. Avoid sweepstakes framing and require the user to actively request a call.
• Content and SEO: Publish state pages that explain eligibility and SEP triggers. Include visible consent language and a click-to-call option for mobile users.
• Call centers: Live agents only. No soundboards or robodialers. Maintain agent licensing rules for state-to-state calls and staff concurrency that matches your peak traffic hours.

Tag all traffic with UTM parameters and sub IDs. Your account manager uses these IDs to compare call acceptance and qualified duration by source so we can scale winners and troubleshoot underperformers quickly.

Compliance Requirements

ACA calls must be sourced under TCPA 1-to-1 express written consent per FCC 2024 rules. BrokerCalls^™ provides consent language templates for ACA publisher websites. ACA marketing must not misrepresent plan benefits, coverage scope, or enrollment eligibility. Publishers generating calls through deceptive ACA marketing practices are terminated immediately.

Your consent capture should store timestamp, source URL, user agent or device data, full disclosure text, and the brand being authorized to call. Maintain easy opt-out options and honor revocations promptly. Scrub against federal and state DNC lists as required and respect quiet hours for outbound engagement where applicable.

Use accurate caller ID with STIR/SHAKEN attestation and do not rotate numbers excessively in ways that trigger spam labels. If you rely on warm transfers from your call center, record consent where legal, provide a clear handoff disclosure, and keep transfer recordings available for audits.

How to Get Started

1. Submit your affiliate application. Complete the form below. Tell us which verticals you generate traffic in, your approximate monthly call volume, and your primary traffic source.
2. Account manager onboarding. Your dedicated account manager contacts you within one business day to review offer rates, discuss compliance standards, and configure your Ringba tracking setup.
3. Start sending calls. Once your campaign is live in Ringba, calls start generating payouts. Track every call in real time through your affiliate dashboard.
4. Get paid. Bi-monthly ACH on Net 15 terms. No wire delays, no minimum thresholds that make you wait months to collect.

During onboarding, we map your sources to the right buyers, set daily caps, and define duration thresholds. A short test window allows us to validate IVR prompts, whisper messages, and state filters. We share performance snapshots that include qualified duration, acceptance rates, and top dispositions so you can adjust traffic quickly.

After your first pay period, your account manager reviews quality and scale potential. If your metrics meet or exceed targets, we can raise caps and move you toward the higher end of the payout range or add volume bonuses tied to consistency.

Frequently Asked Questions

Ready to Start Sending Calls?

BrokerCalls^™ buys ACA calls 365 days a year. If you generate Under-65 health insurance traffic, SEP or OEP, apply below or call to discuss current rates.

Call (855) 268-3773 or email contact@brokercalls.com to talk to an affiliate manager before applying.

We can launch a small test in days, then scale quickly once benchmarks are met. If you are ready to sell ACA calls pay per call with transparent routing and responsive support, our team will help you build a durable, compliant revenue stream.