If you are ready to sell insurance calls pay per call, BrokerCalls™ helps you monetize every qualified conversation with fast routing to licensed agents, transparent reporting, and reliable payouts. We are built for performance-focused publishers that want stable demand, compliant sourcing, and real-time optimization support that protects ROI.
Why Publishers Choose BrokerCalls™
Insurance is BrokerCalls™’ deepest vertical. We have over 80 active insurance campaigns across ACA, Medicare Advantage, Medicare Supplement, Final Expense, Life, Auto, and Homeowners. That depth means we have buyers for every insurance call type you generate — and competitive payout rates because our buyer demand is strong year-round. The final expense vertical alone has 23 active buyer campaigns. ACA is available 365 days a year including Special Enrollment Periods. Medicare has both AEP peak volume and year-round SEP demand.
Publishers choose BrokerCalls™ because our buyer network is curated and continuously vetted. We align your traffic with the right buyers by state, license, and business hours, and we adjust caps in real time to minimize turnaways and hold times. You get consistency and faster time to revenue from the first test through scale.
Operationally, we reduce friction. Your account manager configures routing by geo, call reason, coverage type, and language preference. We provide sample IVR scripts, warm transfer checklists, and disposition feedback loops so you can refine qualification without adding extra handle time. If your team specializes in Medicare, you can sell Medicare calls specifically using a vertical playbook that covers AEP timelines, SEP nuances, and compliant marketing guidelines.
Our platform stability matters during peak seasons. We use Ringba for granular tracking, concurrency controls, and real-time reporting on call outcomes, so you always see where each call goes and how it performs. As compliance and consumer behavior evolve, we update consent frameworks and add AI-driven pre-qualification options to keep quality high and wasted spend low.
Current Payout Rates
| Vertical | Call Type | Payout Range | Volume Availability |
|---|---|---|---|
| ACA / U65 Health Insurance | Inbound + warm transfer | $18-$45 | Year-round, SEP-driven |
| Medicare Advantage | Inbound + warm transfer | $35-$90 | AEP peak + year-round SEP |
| Medicare Supplement | Inbound + warm transfer | $30-$75 | Year-round — no lock-in period |
| Final Expense | Inbound + warm transfer | $45-$80 | Year-round — 23 active campaigns |
| Life Insurance (term/whole) | Inbound + warm transfer | $25-$60 | Year-round |
| Auto Insurance (insured) | Inbound | $15-$35 | Year-round — very high volume |
| Auto Insurance (uninsured) | Inbound | $18-$40 | Year-round |
| Homeowners Insurance | Inbound + warm transfer | $20-$45 | Year-round — storm demand spikes |
| SSDI | Warm transfer | $60-$120 | Year-round |
Payouts shown are starting rates. Volume bonuses and rate increases available for publishers consistently delivering quality calls. Contact your account manager for current rate card.
Your actual rate depends on vertical, geo mix, buyer hours, concurrency, and call type. Inbound calls with clear intent and weekday coverage typically earn higher payouts. Warm transfers that verify basic eligibility and intent command the top tiers because they convert at stronger rates for our buyers.
We review performance weekly and can raise caps and compensation as quality and volume stabilize. If you focus on ACA, our resource on how to sell ACA health insurance calls outlines consent language, IVR criteria, and common SEP triggers so you capture demand beyond Open Enrollment.
Seasonality still affects buyer competition, but our network evens out the dips with diversified campaigns across insurance lines. For example, Medicare payout tiers rise during AEP, while ACA SEPs sustain health traffic in spring and summer. Life, Auto, Homeowners, and Final Expense run consistently year-round to support predictable revenue.
What BrokerCalls™ Offers Publishers
80+ Active Insurance Buyer Campaigns — Consistent Demand
BrokerCalls™ has more than 80 active insurance campaigns in Ringba. That is not seasonal inventory that dries up in January. Your calls have buyers every month of the year across every insurance vertical you generate.
We map your coverage by state and hour to minimize call collisions and after-hours waste. Duplicate and repeat-caller filters reduce frustration for consumers and protect your ROI. With transparent buyer scorecards and disposition reporting, you see which campaigns deliver steady throughput so you can scale with confidence.
AEP Preparation — Scale Up Before Peak Season
The Annual Enrollment Period (October 15 – December 7) is the peak window for Medicare Advantage calls. BrokerCalls™ works with insurance publishers before AEP starts — increasing caps, confirming routing, and ensuring you are positioned to maximize your volume during the highest-payout window of the year.
We also run pre-AEP readiness checks that include IVR tuning, eligibility prompts, and contingency routing so you do not lose volume if a buyer reaches daily cap. Expect daily pacing updates, quick cap increases when KPIs hold, and proactive feedback on script changes that improve conversion and compliance.
Warm Transfer Payouts for Highest Conversion
Insurance warm transfers — where you briefly confirm eligibility before connecting to a buyer — carry the highest payouts in the vertical. BrokerCalls™ has warm transfer offers available for Medicare, Final Expense, and ACA. If you have the capacity to add a brief qualification step, warm transfers significantly increase your per-call earnings.
Your account manager provides a concise checklist for qualification, such as plan type interest, age bracket, zip code, and coverage status. We keep the script short to preserve consumer experience while giving buyers what they need to close. If you sell insurance calls pay per call with warm transfers, we will align qualification questions with each buyer’s underwriting and licensing footprint.
CMS Medicare Compliance Support
Medicare marketing is heavily regulated by CMS. BrokerCalls™ keeps insurance publishers updated on CMS marketing guidelines — consent language, prohibited benefit claims, and the annual updates to Medicare marketing rules. You should not have to be a CMS compliance expert. That is what your account manager is for.
We provide reviews of creatives, landing pages, and call prompts prior to launch. You also get reminders for new disclaimers, file-and-use documentation timelines, and oversight requirements that change each plan year. Our goal is to keep your campaigns compliant without slowing down your volume ramp.
Traffic Sources We Accept
BrokerCalls™ accepts insurance calls from owned and operated insurance comparison websites, insurance blog content, paid search (Google, Bing), Facebook and social media (TCPA-compliant), email marketing (compliant opt-in lists), TV and radio advertising, and direct mail. All sources disclosed at onboarding.
Quality and transparency are non-negotiable. We do not accept incentivized traffic, soundboard, or misrepresentation of plan benefits. For paid search, follow brand bidding and trademark guidelines, align ad copy with the landing page, and ensure call extensions route to assigned tracking numbers. For social and email, maintain proof of consent and clear opt-outs.
Call flows that perform best present a clear value proposition, confirm consumer intent, and set expectations for a brief eligibility review before connection. Teams building Final Expense inventory can review how to sell final expense calls to align scripts, age targeting, and traffic sources with our buyer criteria.
- Preferred: high-intent content, quote tools, and comparison pages that prompt a call at decision time.
- Permitted with controls: compliant social lead gen, email to call, and TV with clear disclosures.
- Prohibited: unsolicited robocalls, incentivized dialing, and deceptive or fear-based messaging.
Compliance Requirements
All insurance calls must be sourced under TCPA 1-to-1 express written consent per FCC 2024 rules. Medicare calls must additionally comply with CMS Medicare marketing guidelines — no misleading benefit claims, no agent-specific marketing without proper CMS approval. BrokerCalls™ provides consent language templates for each insurance vertical. Insurance publishers generating fraudulent, coached, or non-compliant calls are terminated immediately.
Maintain auditable consent records that include the consent language shown, timestamp, source URL, user agent, IP, and the phone number called. Store recordings of IVR prompts and warm transfer introductions, and honor federal, state, and internal DNC lists. Your account manager will supply opt-out verbiage, revocation handling procedures, and recommended retention policies.
We scrub against DNC before routing and support STIR/SHAKEN attestation to improve call answer rates. For multi-party states, configure recording disclosures accordingly. Compliance protects consumers, keeps your traffic live, and preserves buyer trust over the long term.
How to Get Started
- Submit your affiliate application. Complete the form below. Tell us which verticals you generate traffic in, your approximate monthly call volume, and your primary traffic source.
- Account manager onboarding. Your dedicated account manager contacts you within one business day to review offer rates, discuss compliance standards, and configure your Ringba tracking setup.
- Start sending calls. Once your campaign is live in Ringba, calls start generating payouts. Track every call in real time through your affiliate dashboard.
- Get paid. Bi-monthly ACH on Net 15 terms. No wire delays, no minimum thresholds that make you wait months to collect.
Onboarding includes number provisioning, routing plans by state and hour, and IVR or warm transfer scripting. We begin with a short test to validate call quality, duration, and buyer fit, then scale caps as KPIs stabilize. Expect clear return criteria, issue resolution paths, and weekly performance reviews as you ramp.
We keep setup simple. You will receive tracking numbers, recommended disclosures, and a pacing plan that matches your projected volume. Your account manager remains your single point of contact for caps, rates, compliance questions, and expansion into new verticals.
Frequently Asked Questions
What insurance verticals does BrokerCalls™ buy calls for?
ACA/U65, Medicare Advantage, Medicare Supplement, Final Expense, Life Insurance, Auto Insurance (insured and uninsured), Homeowners Insurance, and SSDI. See the payout table above for current rate ranges.
When are Medicare payout rates highest?
AEP (October 15 – December 7) drives the highest Medicare Advantage payout rates due to peak buyer competition. BrokerCalls™ works with publishers in advance of AEP to ensure your campaigns are configured for maximum volume during this window.
Are ACA calls available year-round?
Yes. Special Enrollment Period events — job loss, marriage, new child, loss of employer coverage — drive ACA demand every month. BrokerCalls™ buys ACA calls year-round, not just during Open Enrollment.
Does BrokerCalls™ help with CMS Medicare compliance?
Yes. Your account manager provides CMS marketing guidance, consent language templates, and updates on annual Medicare marketing rule changes.
What is the payout for insurance warm transfers vs raw inbound?
Warm transfers carry higher payouts — typically 25-40% above raw inbound rates — because buyer conversion is significantly better. If your operation can add a brief qualification step, warm transfers increase per-call earnings substantially.
Can I run campaigns in multiple insurance verticals simultaneously?
Yes. Many insurance publishers run 3-5 verticals simultaneously through a single BrokerCalls™ account. Your account manager coordinates all campaigns.
Ready to Start Sending Calls?
BrokerCalls™ has buyer demand for every insurance call type you generate. Apply below or call to discuss current rates before submitting your application.
Call (855) 268-3773 or email contact@brokercalls.com to talk to an affiliate manager before applying.
Most publishers complete setup and testing within a few business days. With bi-monthly ACH and Net 15 terms, you get predictable cash flow and a partner focused on long-term quality and scale.